Frequently Asked Questions - LDA Credit Services
Find answers to commonly asked questions about our reliable and affordable credit services.
What is credit repair?
Credit repair involves identifying and addressing errors on your credit report to improve your credit score.
Is credit repair legal?
Yes, credit repair is legal. We follow all laws and regulations to ensure accurate credit reporting.
What documents do I need to get started?
You'll need a copy of your credit report and any relevant financial documentation.
How much do your services cost?
We offer affordable pricing tailored to your specific needs. Contact us for a detailed quote.
How do I track my progress?
We provide regular updates and access to a client portal where you can monitor your credit improvement.
How does LDA Credit Services improve my credit score?
We analyze your credit report, dispute inaccuracies, and negotiate with creditors to improve your score.
How long does the credit repair process take?
The duration varies; typically, clients see improvements within 3 to 6 months.
Can you remove all negative items from my credit report?
We cannot guarantee removal of all negative items, but we work diligently to challenge inaccuracies.
Is there a contract involved?
Yes, we require a service agreement detailing the scope of work and terms of service.
Can I repair my credit on my own?
Yes, but working with professionals like us can expedite the process and ensure better results.